Financial Planner Salary in Houston
2026 compensation data for Financial Planner positions in Houston, TX. Ranges from $48,000 (entry-level) to $144,000 (senior). Median: $81,000.
Median (Mid)
$81,000
$38.94/hr
vs National
-11%
US: $91,000
COL Index
102
vs US avg = 100
Senior Max
$144,000
Top of band
Salary Ranges by Experience Level
Detailed Compensation Breakdown
| Level | Annual Min | Annual Median | Annual Max | Hourly (Median) |
|---|---|---|---|---|
| Entry-Level (0–2 yrs) | $48,000 | $57,000 | $67,000 | $27.4/hr |
| Mid-Level (3–5 yrs) | $67,000 | $81,000 | $99,000 | $38.94/hr |
| Senior (6+ yrs) | $94,000 | $117,000 | $144,000 | $56.25/hr |
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Practice negotiating this salaryWhat Your Salary Is Really Worth in Houston
A mid-level financial planner earning $81,000 in Houston has the same buying power as $79,000 in an average US city, after adjusting for the local cost of living (COL index 102).
Cost of living comparisons use a base of 100 (US national average). Higher index = higher housing, transport, and consumer prices.
About Financial Planner Salaries in Houston
Advise individuals and families on retirement, investments, taxes, insurance, and estate planning. This page covers financial planner compensation specifically in Houston, TX.
The median financial planner salary in Houston, TX is $81,000 for mid-level professionals, which is 11% below the national median. With a cost of living index of 102 (national average = 100), Houston offers an affordable cost of living, making these salaries stretch further.
Entry-level financial planners in Houston can expect to earn between $48,000 and $67,000 (about $27.4/hour), while senior professionals with 6+ years of experience earn up to $144,000 ($144K annually, or about $69.23/hour).
These figures represent base salary only and do not include bonuses, equity, or benefits, which can add 20–50% to total compensation — especially at technology companies and in competitive markets like Houston.
Frequently Asked Questions: Financial Planner Salary in Houston
What is the average Financial Planner salary in Houston?+
The average Financial Planner salary in Houston is $81,000 for a mid-level professional (3–5 years of experience). Entry-level pay starts around $57,000 and senior-level pay reaches $117,000.
How much does an entry-level financial planner make in Houston?+
Entry-level financial planners in Houston earn between $48,000 and $67,000, with a median of $57,000 per year (about $27.4/hour).
What is the hourly rate for a Financial Planner in Houston?+
Based on a 2,080-hour work year, a Financial Planner in Houston earns roughly $27.4/hour at entry-level, $38.94/hour at mid-level, and $56.25/hour at senior-level.
Is the Financial Planner salary in Houston higher than the US average?+
Financial Planner salaries in Houston are about 11% below the US national median. The lower cost of living often makes take-home buying power competitive.
Does this include bonuses or equity?+
No — these figures are base salary only. Total compensation (base + bonus + equity + benefits) is typically 20–50% higher, and can be 2–3x at top technology and finance employers.
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