Salary Ranges by Experience Level
Detailed Compensation Breakdown
| Level | Annual Min | Annual Median | Annual Max | Hourly (Median) |
|---|---|---|---|---|
| Entry-Level (0–2 yrs) | $64,000 | $75,000 | $89,000 | $36.06/hr |
| Mid-Level (3–5 yrs) | $94,000 | $114,000 | $134,000 | $54.81/hr |
| Senior (6+ yrs) | $139,000 | $166,000 | $198,000 | $79.81/hr |
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Practice negotiating this salaryWhat Your Salary Is Really Worth in Houston
A mid-level actuary earning $114,000 in Houston has the same buying power as $112,000 in an average US city, after adjusting for the local cost of living (COL index 102).
Cost of living comparisons use a base of 100 (US national average). Higher index = higher housing, transport, and consumer prices.
About Actuary Salaries in Houston
Quantify and price risk for insurance, pensions, and financial products. This page covers actuary compensation specifically in Houston, TX.
The median actuary salary in Houston, TX is $114,000 for mid-level professionals, which is 3% below the national median. With a cost of living index of 102 (national average = 100), Houston offers an affordable cost of living, making these salaries stretch further.
Entry-level actuarys in Houston can expect to earn between $64,000 and $89,000 (about $36.06/hour), while senior professionals with 6+ years of experience earn up to $198,000 ($198K annually, or about $95.19/hour).
These figures represent base salary only and do not include bonuses, equity, or benefits, which can add 20–50% to total compensation — especially at technology companies and in competitive markets like Houston.
Frequently Asked Questions: Actuary Salary in Houston
What is the average Actuary salary in Houston?+
The average Actuary salary in Houston is $114,000 for a mid-level professional (3–5 years of experience). Entry-level pay starts around $75,000 and senior-level pay reaches $166,000.
How much does an entry-level actuary make in Houston?+
Entry-level actuarys in Houston earn between $64,000 and $89,000, with a median of $75,000 per year (about $36.06/hour).
What is the hourly rate for a Actuary in Houston?+
Based on a 2,080-hour work year, a Actuary in Houston earns roughly $36.06/hour at entry-level, $54.81/hour at mid-level, and $79.81/hour at senior-level.
Is the Actuary salary in Houston higher than the US average?+
Actuary salaries in Houston are about 3% below the US national median. The lower cost of living often makes take-home buying power competitive.
Does this include bonuses or equity?+
No — these figures are base salary only. Total compensation (base + bonus + equity + benefits) is typically 20–50% higher, and can be 2–3x at top technology and finance employers.
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