Salary Ranges by Experience Level
Detailed Compensation Breakdown
| Level | Annual Min | Annual Median | Annual Max | Hourly (Median) |
|---|---|---|---|---|
| Entry-Level (0–2 yrs) | $64,000 | $75,000 | $89,000 | $36.06/hr |
| Mid-Level (3–5 yrs) | $94,000 | $114,000 | $134,000 | $54.81/hr |
| Senior (6+ yrs) | $139,000 | $166,000 | $198,000 | $79.81/hr |
What Your Salary Is Really Worth in Houston
A mid-level actuary earning $114,000 in Houston has the same buying power as $112,000 in an average US city, after adjusting for the local cost of living (COL index 102).
Cost of living comparisons use a base of 100 (US national average). Higher index = higher housing, transport, and consumer prices.
About Actuary Salaries in Houston
The median actuary salary in Houston, TX is $114,000 for mid-level professionals, which is 3% below the national median. With a cost of living index of 102 (national average = 100), Houston offers an affordable cost of living, making these salaries stretch further.
Entry-level actuarys in Houston can expect to earn between $64,000 and $89,000 (about $36.06/hour), while senior professionals with 6+ years of experience earn up to $198,000 ($198K annually, or about $95.19/hour).
These figures represent base salary only and do not include bonuses, equity, or benefits, which can add 20–50% to total compensation — especially at technology companies and in competitive markets like Houston.
Frequently Asked Questions: Actuary Salary in Houston
What is the average Actuary salary in Houston?+
The average Actuary salary in Houston is $114,000 for a mid-level professional (3–5 years of experience). Entry-level pay starts around $75,000 and senior-level pay reaches $166,000.
How much does an entry-level actuary make in Houston?+
Entry-level actuarys in Houston earn between $64,000 and $89,000, with a median of $75,000 per year (about $36.06/hour).
What is the hourly rate for a Actuary in Houston?+
Based on a 2,080-hour work year, a Actuary in Houston earns roughly $36.06/hour at entry-level, $54.81/hour at mid-level, and $79.81/hour at senior-level.
Is the Actuary salary in Houston higher than the US average?+
Actuary salaries in Houston are about 3% below the US national median. The lower cost of living often makes take-home buying power competitive.
Does this include bonuses or equity?+
No — these figures are base salary only. Total compensation (base + bonus + equity + benefits) is typically 20–50% higher, and can be 2–3x at top technology and finance employers.
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