Actuary Salary in San Francisco
2026 compensation data for Actuary positions in San Francisco, CA. Ranges from $88,000 (entry-level) to $270,000 (senior). Median: $155,000.
Median (Mid)
$155,000
$74.52/hr
vs National
-3%
US: $159,000
COL Index
180
vs US avg = 100
Senior Max
$270,000
Top of band
Salary Ranges by Experience Level
Detailed Compensation Breakdown
| Level | Annual Min | Annual Median | Annual Max | Hourly (Median) |
|---|---|---|---|---|
| Entry-Level (0–2 yrs) | $88,000 | $103,000 | $122,000 | $49.52/hr |
| Mid-Level (3–5 yrs) | $128,000 | $155,000 | $182,000 | $74.52/hr |
| Senior (6+ yrs) | $189,000 | $227,000 | $270,000 | $109.13/hr |
What Your Salary Is Really Worth in San Francisco
A mid-level actuary earning $155,000 in San Francisco has the same buying power as $86,000 in an average US city, after adjusting for the local cost of living (COL index 180).
Cost of living comparisons use a base of 100 (US national average). Higher index = higher housing, transport, and consumer prices.
About Actuary Salaries in San Francisco
The median actuary salary in San Francisco, CA is $155,000 for mid-level professionals, which is 3% below the national median. With a cost of living index of 180 (national average = 100), San Francisco offers a high cost of living that partially offsets the salary premium.
Entry-level actuarys in San Francisco can expect to earn between $88,000 and $122,000 (about $49.52/hour), while senior professionals with 6+ years of experience earn up to $270,000 ($270K annually, or about $129.81/hour).
These figures represent base salary only and do not include bonuses, equity, or benefits, which can add 20–50% to total compensation — especially at technology companies and in competitive markets like San Francisco.
Frequently Asked Questions: Actuary Salary in San Francisco
What is the average Actuary salary in San Francisco?+
The average Actuary salary in San Francisco is $155,000 for a mid-level professional (3–5 years of experience). Entry-level pay starts around $103,000 and senior-level pay reaches $227,000.
How much does an entry-level actuary make in San Francisco?+
Entry-level actuarys in San Francisco earn between $88,000 and $122,000, with a median of $103,000 per year (about $49.52/hour).
What is the hourly rate for a Actuary in San Francisco?+
Based on a 2,080-hour work year, a Actuary in San Francisco earns roughly $49.52/hour at entry-level, $74.52/hour at mid-level, and $109.13/hour at senior-level.
Is the Actuary salary in San Francisco higher than the US average?+
Actuary salaries in San Francisco are about 3% below the US national median. The lower cost of living often makes take-home buying power competitive.
Does this include bonuses or equity?+
No — these figures are base salary only. Total compensation (base + bonus + equity + benefits) is typically 20–50% higher, and can be 2–3x at top technology and finance employers.
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