Actuary Salary in Charlotte
2026 compensation data for Actuary positions in Charlotte, NC. Ranges from $64,000 (entry-level) to $196,000 (senior). Median: $113,000.
Median (Mid)
$113,000
$54.33/hr
vs National
-3%
US: $116,000
COL Index
102
vs US avg = 100
Senior Max
$196,000
Top of band
Salary Ranges by Experience Level
Detailed Compensation Breakdown
| Level | Annual Min | Annual Median | Annual Max | Hourly (Median) |
|---|---|---|---|---|
| Entry-Level (0–2 yrs) | $64,000 | $74,000 | $88,000 | $35.58/hr |
| Mid-Level (3–5 yrs) | $93,000 | $113,000 | $132,000 | $54.33/hr |
| Senior (6+ yrs) | $137,000 | $165,000 | $196,000 | $79.33/hr |
What Your Salary Is Really Worth in Charlotte
A mid-level actuary earning $113,000 in Charlotte has the same buying power as $111,000 in an average US city, after adjusting for the local cost of living (COL index 102).
Cost of living comparisons use a base of 100 (US national average). Higher index = higher housing, transport, and consumer prices.
About Actuary Salaries in Charlotte
The median actuary salary in Charlotte, NC is $113,000 for mid-level professionals, which is 3% below the national median. With a cost of living index of 102 (national average = 100), Charlotte offers an affordable cost of living, making these salaries stretch further.
Entry-level actuarys in Charlotte can expect to earn between $64,000 and $88,000 (about $35.58/hour), while senior professionals with 6+ years of experience earn up to $196,000 ($196K annually, or about $94.23/hour).
These figures represent base salary only and do not include bonuses, equity, or benefits, which can add 20–50% to total compensation — especially at technology companies and in competitive markets like Charlotte.
Frequently Asked Questions: Actuary Salary in Charlotte
What is the average Actuary salary in Charlotte?+
The average Actuary salary in Charlotte is $113,000 for a mid-level professional (3–5 years of experience). Entry-level pay starts around $74,000 and senior-level pay reaches $165,000.
How much does an entry-level actuary make in Charlotte?+
Entry-level actuarys in Charlotte earn between $64,000 and $88,000, with a median of $74,000 per year (about $35.58/hour).
What is the hourly rate for a Actuary in Charlotte?+
Based on a 2,080-hour work year, a Actuary in Charlotte earns roughly $35.58/hour at entry-level, $54.33/hour at mid-level, and $79.33/hour at senior-level.
Is the Actuary salary in Charlotte higher than the US average?+
Actuary salaries in Charlotte are about 3% below the US national median. The lower cost of living often makes take-home buying power competitive.
Does this include bonuses or equity?+
No — these figures are base salary only. Total compensation (base + bonus + equity + benefits) is typically 20–50% higher, and can be 2–3x at top technology and finance employers.
Negotiating a Actuary offer in Charlotte?
Get personalized AI coaching based on real market data.
Actuary Salaries in Other Cities
Other Roles in Charlotte
Know Your Worth as a Actuary in Charlotte
You now have the data. Use our free AI negotiation coach to turn it into a strategy — get scripts, market context, and expert tactics for your specific situation.
Free · No signup · Instant answers